If 2020 is the year for you to buy a home, consider making these 5 New Year’s resolutions to help you be as prepared as possible to become a homeowner. 1. Cut down on monthly subscriptions. With each month, there is a new subscription service out there. What starts as convenience turns into an endless list of subscriptions that we often don’t use enough to justify the costs. Sit down and go through your monthly/yearly subscriptions and cancel whatever you don’t use. Set aside

As the days get shorter and shorter, you’re probably spending more time curled up on the couch than you were on those long summer days. Instead of letting the cold weather get you down, take the time to turn your space into a warm and cozy escape from the outdoors. Here are some tips to turn your house from cold to cozy. Bake Your Favorite Dessert Not only will the smell fill your home with sweet, warm scents but baking and the process it requires can fill your home with joy.